7. Felix and Oscar applied for the same credit card from the same bank. The bank checked both of their FICO scores. Felix had an excellent credit rating, and Oscar had a poof credit rating. a) Felix was given a card with an APR of 12%. What was his monthly percentage rate? b) Oscar was given a card with an APR of 15%. What was his monthly percentage rate? c) If each of them had an average daily balance of $800 and had to pay a finance charge, how much more would Oscar have to pay than Felix