7. Jessica and Julia are best friends who share an apartment. They share 1 car between them. To provide adequate auto insurance coverage, Jessicas agent advises her to attach which of the following to her personal auto policy? A. Joint ownership endorsement B. Nonowned auto endorsement C. Transportation expense coverage endorsement D. Environmentally conscious endorsement 8. The limits of liability are found in which of the following sections of a casualty policy? A. Insuring agreement B. Definitions C. Declarations D. Conditions 9. Dishonesty on the part of an insured is an example of what kind of hazard? A. Physical hazard B. Morale hazard C. Moral hazard D. Peril 10. Each of the following is a primary coverage provided under the commercial general liability policy EXCEPT A. liquor liability B. personal and advertising injury C. medical payments D. bodily injury and property damage liability 11. Which of the following would NOT generally be included in the supplementary payments portion of a liability policy? A. Expenses incurred in the investigation of a claim B. Expenses for loss of earnings C. Premiums for certain types of bonds D. Damage to the insureds personal auto 12. A coconut falls on an auto parked under the coconut tree. What would this loss be considered? A. Collision loss B. Other than collision loss C. Property damage loss D. Loss of use what are the answers for these questions