71. A Roth IRA a. is funded with after tax dollars. b. allows interest or dividends to accrue tax free. c. permits you to withdraw your contribution at any time. d. provides for tax-free earnings if you hold the account 5 years and are 59 at withdrawal. e. all of the above are true. 72. Minimum distributions are not required from a. 401(k) plans. b. Traditional IRAs. c. Roth IRAs. d. SEP plans e. Keogh plans. 73. If an annuity plan is designed so that the monthly payment is adjusted by the actual investment experience of the insurer, it is a. a fixed dollar annuity. b. an equity annuity. c. a variable annuity. d. an uncertain annuity. e. a temporary annuity. 74. The cost of an annuity varies with the a. age of the annuitant at issue. b. age of the annuitant when payment begins. c. method of proceeds distribution. d. sex of the annuitant. e. all of the above. 75. There are early withdrawal penalties for all of the following except a. Roth IRA contributions. b. Traditional IRA contributions. c. Annuity contributions. d. SEP contributions. e. 401(k) contributions