8. If the monthly utilities can be estimated to be $200, find the following. a. For the 15 year loan, find the total monthly payment, including mortgage, tax, insurance, and utilities. b. For the 30 year loan, find the total monthly payment, including mortgage, tax, insurance, and utilities. Housing expenses are an important part of a personal budget. Use the internet to research what percent of a household's monthly income should be used for housing. If the median household income in Volusia county is $3000 per month, answer the following questions. 9. a. What percent of household income should be used for housing? b. Could a typical Volusia county household afford the home with the 15-year mortgage? Why or why not? c. Could a typical Volusia county household afford the home with the 30-year mortgage? Why or why not? 10. What other expenses should a person consider for their monthly budget? How might these expenses affect the decision of whether to purchase a home