8. Select one agricultural lender and find out the rates and terms currently available for an intermediate-or long-term loan. Are both fixed and variable-interest rate loans available? What loan closing fees or other charges must be paid? 9. Assume you are a beginning farmer or rancher and need capital to purchase breeding livestock. What information and material would you need to provide a lender to improve your chances of getting a loan? What lenders might be willing to finance you? 10. List several reasons why a request for a loan by one farm operator might be denied while a similar request from another operator is approved. 11. Explain the difference between liquidity and profitability. Give three reasons why a profitable form could experience liquidity problems. 8. Select one agricultural lender and find out the rates and terms currently available for an intermediate-or long-term loan. Are both fixed and variable-interest rate loans available? What loan closing fees or other charges must be paid? 9. Assume you are a beginning farmer or rancher and need capital to purchase breeding livestock. What information and material would you need to provide a lender to improve your chances of getting a loan? What lenders might be willing to finance you? 10. List several reasons why a request for a loan by one farm operator might be denied while a similar request from another operator is approved. 11. Explain the difference between liquidity and profitability. Give three reasons why a profitable form could experience liquidity problems