8. UMB has the following balance sheet and income state information. Assets Liabilities and E Deposits Fed funds purchased and repos Other borrowed funds All other liabilities Common Stock Retained Earnings Total liabilities and equity Cash 2,600 7,000 87 13,800 Securities 1,584 Fed funds sold and reverse repos Loans Fixed assets Other assets 6,400 217 339 91 21 1,142 Total assets 16,643 16,643 Interest income Interest expense Provision for loan losses Noninterest income Noninterest expense Taxes 350 15 18 249 463 24 (1) Calculate return on equity (ROE). (2) Calculate return on assets (ROA). (3) Calculate return on sales