8 Which of the following is not an effect of E-finance on financial service sector? a) Reduces assymetric information b) Access to credit c) Reduces economies of scale d) Mergers and acquisitions of small institutions e) Disintermediation Which of the following types of banks are exposed to lower risks compared to others? a) Land Banks b) Virtual Banks c) ATMs d) Brick to Click e) None of the above 10. Which of the following is not an organization facilitating E-finance? a) Form al Trading Comminties b) Pnce Comparison Service c) Value Proposation d) Cyber Money e) All of the above are organizationsfacilitating E-finance 8 Which of the following is not an effect of E-finance on financial service sector? a) Reduces assymetric information b) Access to credit c) Reduces economies of scale d) Mergers and acquisitions of small institutions e) Disintermediation Which of the following types of banks are exposed to lower risks compared to others? a) Land Banks b) Virtual Banks c) ATMs d) Brick to Click e) None of the above 10. Which of the following is not an organization facilitating E-finance? a) Form al Trading Comminties b) Pnce Comparison Service c) Value Proposation d) Cyber Money e) All of the above are organizationsfacilitating E-finance