8.0% 0.92593 0.85734 0.79383 0.73503 Present Value of $1 5.0% 6.0% 7.0% 1 0.95238 0.94340 0.93458 2 0.90703 0.89000 0.87344 3 0.86384 0.83962 0.81630 4 0.82270 0.79209 0.76290 5 0.78353 0.74726 0.71299 6 0.74622 0.70496 0.66634 7 0.71068 0.66506 0.62275 8 0.67684 0.62741 0.58201 9 0.64461 0.59190 0.54393 10 0.61391 0.55839 0.50835 20 0.37689 0.31180 0.25842 30 0.23138 0.17411 0.13137 0.68058 0.63017 0.58349 0.54027 0.50025 0.46319 0.21455 0.09938 9.0% 0.91743 0.84168 0.77218 0.70843 0.64993 0.59627 0.54703 0.50187 0.46043 0.42241 0.17843 0.07537 10.0% 0.90909 0.82645 0.75131 0.68301 0.62092 0.56447 0.51316 0.46651 0.42410 0.38554 0.14864 0.05731 11.0% 12.0% 0.90090 0.89286 0.81162 0.79719 0.73119 0.71178 0.65873 0.63552 0.59345 0.56743 0.53464 0.50663 0.48166 0.45235 0.43393 0.40388 0.39092 0.36061 0.35218 0.32197 0.12403 0.10367 0.04368 0.03338 8.0% Present Value of An Ordinary Annuity n/i 5.0% 6.0% 7.0% 1 0.95238 0.94340 0.93458 2 1.85941 1.83339 1.80802 3 2.72325 2.67301 2.62432 4 3.54595 3.46511 3.38721 5 4.32948 4.21236 4.10020 6 5.07569 4.91732 4.76654 7 5.78637 5.58238 5.38929 8 6.46321 6.20979 5.97130 9 7.10782 6.80169 6.51523 10 7.72173 7.36009 7.02358 20 12.46221 11.46992 10.59401 30 15.37245 13.76483 12.40904 0.92593 1.78326 2.57710 3.31213 3.99271 4.62288 5.20637 5.74664 6.24689 6.71008 9.81815 11.25778 9.0% 10.0% 0.91743 0.90909 1.75911 1.73554 2.53129 2.48685 3.23972 3.16987 3.88965 3.79079 4.48592 4.35526 5.03295 4.86842 5.53482 5.33493 5.99525 5.75902 6.41766 6.14457 9.12855 8.51356 10.27365 9.42691 11.0% 12.0% 0.90090 0.89286 1.71252 1.69005 2.44371 2.40183 3.10245 3.03735 3.69590 3.60478 4.23054 4.11141 4.71220 4.56376 5.14612 4.96764 5.53705 5.32825 5.88923 5.65022 7.96333 7.46944 8.69379 8.05518 In 3 years, you plan to buy a new car and will need a down payment. How much would you need to invest today in order to have $25,000 in 3 years? Assume interest rates are 12%. Which table will you use for the above calculation? Number of periods? Interest Rate? Factor? What is the amount of investment