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$8,000 is invested at 5%p.a compounding semi-annually for the first 3 years and at 10% p.a compounding quarterly for the following 5 years. What is

$8,000 is invested at 5%p.a compounding semi-annually for the first 3 years and at 10% p.a compounding quarterly for the following 5 years. What is the future value at the end of 8 years? (round to nearest dollar; don't include $ sign or commas)

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