81. Six years from now, P5 M will be needed to pay for a building renovation. In order to generate this sum, a sinking fund consisting of three beginning-of-year deposits (A) starting today is established. No further payments will be made after the said annual deposits. If money is worth 8% per annum, the value of A is closest to a) P 1,132,069 b) P1,222,635 c) P 1,457,985 d) P 1,666,667 Sunk