87. Which of the following is an example of a businessperson making a business decision by analyzing Inancial data A. William asks the stall accountant to prepare the company's profit-and loss statement for next Tuesday's executive board meeting. B. Afterreviewing sales forecasts and income statements, Angela determines that the company has enough money to hire a new employee. C. Timothy obtain a copy of the business's credit rating report from a credit bureau. D So she can prepare the company's tax retum, Kate obtains the necessary financial documents and fors. 98. A financial analysis indicates that a small business's customer base and its profitability have steadily increased over the past six montha. What decision is the business most likely to make with this Information A. Obtain a loan for equipment repairs C. Liquidate major assets B. Hire an additional salesperson D. Monitor Industry trends 80. One of the procedures for orienting new employees offen involves A providing specialized training- C. developing a compensation package. B. newlowing previous education. D. scheduling a periodic review. 70. Overall, what does marketing allow us to do? A. Limit our spending C. Live our daily lives B. Stop buying online D. Feel better about shopping 71. Which of the following is a benefit that businesses receive from using the Intemet A Easier use of satellite radio C. Faster connections with suppliers B. Improved methods of manufacturing D. The ability to call employees on the road 72. An advantage to a business that uses Intranet capabilities is that it alows employees to share the business's Information with customers C. each other- competion. D. former employees. 73. Ingrid is able to access information from her desktop publishing software, word-processing software, and spreadsheet software at the same time on her personal computer. This to an example of an operating System with Capabilities. C. mulltasking B. mul-user D. multithreading 74. Melanie is putting a copy of each valuable business record in a building far away from her company. She Is practicing which part of disaster planning? A. Establish a system for record beeping C. Keep potential lawsuits in mind B. Store information off site D. Computerize valuable business information 75. Which of the following is a type of business record that a fim can use to track its customers' buying habeas: A. Forecast C. Marketing budget B. Invoice D. Annual report 78. A main reason that environmental scanning is important is so that businesses can be aware of A foreign markets. C. competitors' intomal environments. B. new products D. potential threats. 77. Which of the following helps the operations function to control costs and increase productivity A. Hiring of employees C. Type of management B. Lise of technology D. Supply of money24. Which of the following personal traits would be affected by your physical health: A Sell-confidence C. Gender B. Cultural background D. Ethnic heritage 25. One reason why ethics is often a consideration when providing information is because of the issue off respect. C. safety. B. privacy. D. diversity 28. Why do many businesses develop programs and activities to help reduce employee stress? A To chibit empathy C. To eliminate contact B. To encourage creativity D. To maintain productivity 27. A credit plan that requires a signed contract, a down payment, and the balance to be paid over a specific period of time b called A revolting C. open B. Installment D. regular 28. The amount of interest you earn in a typical savings account is about 11 percent C. one percent B. 10 percent. D. 15 percent 20. M you are 17 right now, what is the best age to begin investing? A 27 C. 17 B. 32 D. 25 30. How do finance companies commonly raise capital? A Investing deposits from savers B. Investing funds from premium payments Issuing notes, bonds, and other obligatora D. Establishing mutual funds and investment banks 31. Mortgages and government bonds are examples of debt instruments. C. unrated Investments. B. equity products. D. Intensi-free services. 32. Debt markets buy and sell and equity markets buy and sell A corporate stock certificates of deposit C. grain, gold B. government bonds, corporate stock D. gold goverment bonds 33. A primary factor that has led to the consolidation oil financial firms is the desire A. for fewer products. C. to lower costs B. for fewer march. D. to lower risks. 34. The Money for You Bank recently merged with the Keeping You Safe Insurance Company. The merger is an comple of in the finance Industry- A consolidation C. tactical planning B. COME DANCE D. Icering 35. Falling interest mics typically cause A. stock prices to increase C. a stock market to crash. stock prices to decrease. D. no change in stock prices.1. What effect do some environmental laws have on businesses? A. Limit equipment purchases C. Control exterior landscapes Require more employees D. Increase operating costs 2. Limited liability is a characteristic of what form of business ownership? A. Sole proprietorship C. Corporation B. Partnership D. Joint proprietorship 3. An important purpose of full-disclosure laws and regulations is to A provide information to investors so they can make informed decisions. B. allow company employees to use Inside information for personal gain. C. require companies to disclose all information about their operations. D. prevent a stock's par value from dropping below its market value. 4. Which of the following has the fiduciary responsibility to make decisions on behalf of a company's shareholders A. The municipal court system C. The company's line staff B. The industry's professional organization D. The corporation's board of directors 5. Which of the following is an estate-tax deduction: A Property passing directly to the surviving spouse B. Valuable at and collectibles left to children C. Charitable contributions that are unqualified D. Money left to friends or distant relatives 8. Last year, Mr. Mckinney gave a portion of his wages to a local charity and was not required to pay taxes on the amount of his donation. This is an example of ain) A Investment disbursement C. tax-deferred Investment. B. estate allocation. D. tax deduction 7. Michelle b a small business owner who has outdated customer information in her computer files. She has wasted a lot of time and money sending mall to customers who have moved or have received multiple copies of her mailings. What type of computer application should Michelle use to update hu customer database? A Tabulation analysis C. Data cleansing B. Electronic data Interchange D. Environmental scanning 8. What are potential risks to a business that fails to follow goverment regulations? A. Bankruptcy, higher sales, and lower stock values B. Penalties, higher stock valves, and lower credibility C. Lower stock values, fines, and higher sales D. Fines, penalties, and bankruptcy D. Which of the following reasoning processes does a virtual audfor use to identify financial system transactions that are very similar to each other but are not exactly alleg A Cross-source reasoning C. Temporal reasoning B. Controdual reasoning D. Comparative Masoning 10. What type of technology do businesses use to inspect financial transactions and to ensure that they are in compliance with government regulations ? A Virtual auditors C. Domain computing B. Cyber mapping D. Simulation browsers 1 1. What type of Information is often transmitted through upward communication? A. Suggestions C. Evaluations B. Instructions D. Corrections