9 19 If a bank experiences a $50,000 sudden liquidity drain caused by a loan commitment draw down, what will be the impact on the balance sheet if stored liquidity management techniques are used? A reduction in securities and/or current loans totaling $50,000. A decrease in lending of $50,000. A decrease in equity of $50,000. A reduction in cash of $21,000 and a decrease in securities holdings of $29,000. A reduction in cash of $21,000 and an increase in demand deposits of $29,000