9. A Community Bank will usually have __________ compared to a G-SIB.

A. Greater total deposits B. Larger marketing area(s) C. Lower capital requirements D. Lower need to know relevant market(s) E. Lower net interest margin

10. ___________ is not among the advantages of international expansion by a bank?

A. Better diversification of risk B. Lowering of the regulatory burden C. Improved economies of scale D. Higher monitoring and information collection costs E. Broader, and possibly cheaper, access to funds