$9$ a$)$ What is the future value of $$18,250($deposited today, no other deposits made$)$ after fourteen years assuming $5\mathrm{.}28\%$ annual rate, with semi$-$annual compounding?

b$)$ What is the effective annual rate $($EAR$)$ for $5\mathrm{.}28\%$ annual interest, with interest compounded on a semiannual basis? Be sure to show your EAR answer to $2$ decimals, that is $.\%$

$4$

$($c$)$ Remember that you took this loan out $4$ years ago $(48$ payments$).$ You got a new job and are moving across the country. You will be selling this house and looking at buying something new. Considering the $4$ years of payments you have made; how much do you still owe on your home?