9. After a few years, Serge decides to re-evaluate his financial situation, since he now has his own construction busineas. First, he has quinz a feen inure seit directed investments than a few years ago. He has less and Iess time to manage his portlolio, and heit not zatisfied winh the triturns, iasuy, hes arined Based on his current situation, what are Serge's needs now? Investment divereification, estate planning, creditor protection. Creditor protection, tax planining, estate planning: Estate planning, creditor protection, emergency fund Investment management, creditor protection, estate plarining