9. After a few years, Serge decides to re-evaluate his financial situation, since he now has his own construction business. First, he has qune a few mare setdirected investments than a few years ago. He has less and less time to manage his portfolio, and he's not satisfied with the returns Lasty, he's wortied about the repercussions of a bankruptcy on his financial situation and family and is wondering what will happen to them it he dies ptematurely Based on his current situation, what are Serge's needs now? Investment diversification, estate planning, creditor protection. Creditor protection, tax planning, estate planning. Estate planning, creditor protection, emergency fund. Investment management, creditor protection, estate planning