$9$ Alden is covered by his group plan for disability. The plan offers both a short$-$term disability $($STD$)$ plan and a long$-$term disability $($LTD$)$ plan. The employer pays the premium for the short$-$term plan which pays a benefit of $70\%$ of his gross income. Alden pays the premium for the long$-$term disability through salary deductions and receives a benefit of $60\%$ of his gross income.Benefits received by Alden:M$2$NFU$045$YU$02$K$1$pxU$0$crTmozcINKdz$09$a$.$ O from the LTD plan will be taxable and the STD benefits will be received tax$-$free.b$.$ O from both plans will be taxable.c$.$ from both plans will be received tax$-$free.d$.$ from the STD plan will be taxable and the LTD benefits will be received tax$-$free.