9. Higher interest rates on certificates of deposit are associated with (Points 2) higher account balances. shorter maturities. O longer maturities. a and b a and c 10. Funds in a must remain on deposit for a stated time period in order to avoid an interest penalty. (Points 2) O certificate of deposit O U.S. Treasury bill O checking account mutual fund passbook savings 11. If you write a check for an amount greater than your account balance, the result will be (Points 2) an endorsement. O a reconciliation. an overdraft. O a share draft. a stop payment. 12. A check you wrote to buy shoes last week has not yet been processed by the bank. It is said to be (points 2) outstanding. in transit. endorsed certified O subtracted