9.

If you saved an average of $3,010 each year from your income tax return, $1,160 for not buying vendor coffee, and $3,720 (saving $310 each paycheck), how much would you have in your retirement account if you were able to invest this annual savings at the end of each year for 30 years at 5% interest compounded annually? Do not round intermediate calculations. Round your answer to the nearest cent. (Use Table 13.1.)

Future value =