9. What is the yield-to-maturity of a bond with a 3% coupon rate, a $1000 par value, an $800 price and a 20 -year maturity? (5) 10. What is the monthly payment on a $25,000 loan at 6% for 5 years? (5) 11. What monthly deposit is necessary to accumulate $25,000 after 10 years if interest is 1.5% ? (5) 12. What would be the final payment on a 6 -year interest-only loan of $12,000 at 6%