93\ Robert is a financial planner. He is conducting a needs analysis of his client's life insurance coverage. In terms of estate planning, the death benefit from an insurance policy on his client's life can be used to do any of the following, EXCEPT:\ a) pay final expenses including burial expenses and probate fees\ b) establish an inter vivos trust for his client's children\ c) provide the capital required to pay the costs of post-secondary education\ d) pay off debts including a mortgage on the family residence

93 Robert is a financial planner. He is conducting a needs analysis of his client's life insurance coverage. In terms of estate planning, the death benefit from an insurance policy on his client's life can be used to do any of the following, EXCEPT: a) pay final expenses including burial expenses and probate fees b) establish an inter vivos trust for his client's children c) provide the capital required to pay the costs of post-secondary education d) pay off debts including a mortgage on the family residence