96. The marginal propensity to consume refers to the percentage of extra____ to spend a. Disposable income b. Income tax refund c. Coupons d. Autonomous purchases 97. Demand deposits refers to bank accounts that depositors can access by a. Writing checks b. Using debit cards c. Withdrawing cash d. Any of the above 98. The Federal Reserve System is considered to be a. The bank of the U.S. Government b. A global banking reserve c. A financial extension of PayPal d. None of the above 99. A bank required reserve of 15% means a bank can lend______ of checkable deposits a. 115% b. 15% C.85% d. 185% 100. The assumption by economists that based on their values, people do the best they can is known as the theory of a. Consumer choice b. Consumer behavior c. Rational behavior d. Choice behavior