9)As part of you financial planning and to supplement your retirement, you decided to save $3,000 at the end of each year for 30 years, how much money you will have in your account if you can earn 10% ?

10) Referring to question number 9, Assume that you deposited the money at the beginning of the year, how much money you would find in your account in the 30 years?

*need steps**