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A $100,000 20-yr loan at 6%/yr nominal rate compounded monthly is set to be paid off with equal monthly payments. Then the borrower decides to

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A $100,000 20-yr loan at 6%/yr nominal rate compounded monthly is set to be paid off with equal monthly payments. Then the borrower decides to make two voluntary payments of $10K @n=6 and $20K @n=11 (in place of the regular monthly payments). How much principal is outstanding @n=14

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