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A 10-year annuity immediate makes quarterly payments of RM 100 in year 1, RM 90 in year 2, and continues to decrease to RM 10

A 10-year annuity immediate makes quarterly payments of RM 100 in year 1, RM 90 in year 2, and continues to decrease to RM 10 per quarter in year 10. Find the present value of this annuity at an interest rate of 6% convertible monthly.

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