a 19) A borrower is purchasing a property for $180,000 and can choose between two loan alternatives both of which are calculated on a monthly basis. The first is a 90% loan for 25 years at 9% interest and 1 point. The second is a 95% loan for 25 years at 9.25% interest and 1 point. Assume the loan will be held to maturity, what is the incremental cost of borrowing the additional funds? A) 13.66% B) 13.50% C) 14.34% D 12.01%