a $$2,000,000$ lifetime limit

a $$500$ deductible and $80\%$ coinsurance clause

internal limits of $$500$ per day for a semi$-$private room and board, $$5,000$ per occurrence for $x-$rays, prescription drugs, and other

medical expenses, and a $$25,000$ maximum limit per occurrence on surgical procedures

a $$25,000$ limit per occurrence on rehabilitation and physical therapy

if a hospital charges a room rate that is greater than the policy's stated internal limit$,$ the hospital agrees to reduce the room rate to

the policy's internal limit$.$

Last month, Susan was injured in an automobile accident. She spent $4$ days in the hospital in a room that cost $$750$ per day, incurred $$4,000$ for other

medical expenses, and $$22,000$ in surgical expenses.

Given these claim costs, complete the following table and answer the related questions

Total cost of claim

Based on this data, the total cost to the insurance company is

$,$ while the out$-$of$-$pocket cost to Susan is

How much did Susan save by having her medical insurance policy?