A 20-year home loan of $550,000 has an original interest rate of 4.8% p.a. compounded monthly. The borrower keeps making equal month-end repayments. 7 years after the borrowing date, the interest rate increases to 5.4% p.a. compounded monthly. The loan still needs to be paid off by the original due date. Prepare the loan repayment schedule for month 85.

Round your answer to the nearest cent. Do not include $. Do not use comma separators. For example, 1234.56 would be the correct format.

Month	Opening balance of the loan	Interest Paid	Principal Paid	Ending balance of the loan
85	Answer	Answer	Answer	Answer