A 35-year loan is to be repaid by half-yearly repayments of 10,000 starting in 6 months at an interest rate of 6.6% p.a. compounded half yearly. Or, it can be repaid by year-end repayments of $X staring in one year. Calculate the yearly repayments $X. Correct your answer to the nearest cent without any units. (Do not use "$" or "," in your answer. e.g. 12345.67)