A 40 -year-old man in the U.S. has a 0.244% risk of dying during the next year. An insurance company charges $300 per year for a life-insurance policy that pays a 5100,000 death benefit. What is the expected value for the person buying the insurance? Round your answer to the nearest dollar. Expected Value: for the year Question Help: Video Message instructor Question 5 0/2 pts 0100 (D) Details Based on historical data, an insurance company estimates that a particular customer has a 2.68 likelihood of having an accident in the next year, with the average insurance payout being $2700. If the company charges this customer an annual premium of $180, what is the companys expected value of this insurance policy? Question Help: M Message instructor