A $5-$year annuity$-$immediate pays $$25$ at the end of each quarter during the

first year, $$20$ at the end of each quarter during the second year, $$15$ at the end of each

quarter during the third year, $$10$ at the end of each quarter during the fourth year, and $$5$ at

the end of each quarter during the fifth year. The nominal annual interest rate compounded

quarterly is $8\%.$ Calculate the present value of the annuity$-$immediate