a. An increase in return on assets this year in comparison to last year will cause the F-score to: decrease, increase, no effect

b. The purchase of short term investments with cash will cause a firms net non operating obligations to: decrease, increase, no effect

c. An increase in dividends a firm pays to its common shareholder causes the return on equity to: decrease, increase, no effect

d. A reduction in the average time consumers take to pay off accounts receivable will cause the return on net operating assets to: decrease, increase, no effect

e. A decrease in amortization and depreciation will cause the earnings before interest, taxes, depreciation, and amortization coverage ratio to: decrease, increase, no effect