A. Assume that on September 1, 2021, the National Bank of Fujairah had 56 billion AED in total assets 46 billion AED in total liabilities, and 40 billion AED in total deposits. It had 10 billion AED in total cash. Regulators use the following cutoff points in the cash to deposits liquidity ratio for CAMELS:

Cash to deposits ratio > 22% rating = 1

22% > cash to deposits ratio >17% rating = 2

17% > cash to deposits ratio > 12% rating = 3

12% > cash to deposits ratio > 8% rating = 4

cash to dep[osits ratio < 8% rating = 5

Calculate the CAMELS Liquidity rating = _____________________

B. CAMELS ratings for the other categories were C=2, A=1, M=2.5, E =1, and S = 2

Use the most common weighting scheme of C 20% A 20% M 25% E 15% L 10% S 10% to calculate a composite or overall CAMELS score for the bank. Use your liquidity rating above in the calculation of the composite score and round to 2 decimal places.