A bank has the following balance sheet (values in millions of pounds): Cash Treasury Bonds (>1year) 5 Retail deposits (stable) 25 5 Retail deposits (less stable) 15 Corporate Bonds Rated AA (>1year) 5 Wholesale deposits 45 Mortgages 15 Preferred Stock (>1 year) 5 Small business loans 55 Tier 2 Capital 5 Fixed assets 15 Tier 1 Capital 5 TOTAL 100 TOTAL 100 a) Calculate the bank's NSFR and state whether or not is meets the NSFR requirement. (5 marks) [type your answer here] b) Calculate the value of additional Tier 1 Capital needed to meet the NSFR assuming that the additional capital will be held in cash