A bank loaned $113 to a form. The firm is expected to pay back the principal plus $13 of interest a year later. If the firm unfortunately goes bankrupt, the bank is expected to get $28 during the liquidation process (and nothing else). The probability that the firm will go bankrupt is 0.04. The expected return rate of the loan for the bank is % (remember to enter your answer as a percentage) (Hints/Example)