A bank starts its first day of operations with $9 million in capital. A total of $130 million in checkable deposits is received. The bank makes a $25 million commercial loan and another $50 million in mortgages with the following terms: 200 standard, 30-year, fixed-rate mortgages with a nominal annual rate of 5.25%, each for $250,000. Assume that required reserves are 8%. a. Show the bank balance sheet. b. How well capitalized is the bank? c. Calculate the risk-weighted assets and risk-weighted leverage ratio (known as the capital adequacy ratio) after the bank's first day