A baseball player from Kyoto is offered a signing bonus 10 million yens today and a total salary of 100 million yens to distributed equally over the next four years, i.e. 25 million at the end of each of the next 4 years. Should the player choose these payments or opt to receive 90 million yens today, assuming the player will invest all monies received in a plan paying 1.8% annually? Use the appropriate financial function to solve this