A bond is issued with a coupon rate of $3\%($paid out annually$),$ a maturity of $10$ years and a yield to maturity of $4\%.$ If you decide to purchase the bond today for $$918\mathrm{.}89$ and hold it for $1$ years, what is your overall rate of return on the bond if the yield to maturity at the end of the holding period is $0\%?$