A borrower is foced with choosing between two loans: Loan A is ovalinble for $91,000 at 6 percent interest for 30 years, with 6 points to be included in closing costs. Loan B would be made for the 5ame amount, but for 7 percent inferest for 30 years, with 2 points to be included in the closing costs. Both toans will be fully amortizing: Required: a. If the loan is repaid after 20 years, which loan would be the better cholce? b. If the loan is repaid after five years, which loan is the better choice