A borrower wants to buy a property for $$375,000$ and qualified for a $80$ percent loan. A

fixed$-$rate loan is available for $30$ years at $6\mathrm{.}75$ percent interest, monthly payments. However,

loan origination fees are $$2,500$ and the lender will charge $1\mathrm{.}50$ discount points. What is the

annual percentage rate $($APR$)$ on the loan?