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A Boy Scout impersonator took an order for spring flowers from homeowner who paid with a check made out to Boy Scouts of America. No

A Boy Scout impersonator took an order for spring flowers from homeowner who paid with a check made out to Boy Scouts of America. No flowers were ever delivered. Homeowner discovered hed been scammed. Can he force his bank to refund the amount paid to this imposter?

a.

No because homeowner signed the check as drawer and the check was indorsed in the name of the payee.

b.

This depends on the terms of the contract between the homeowner and his bank.

c.

Yes because n imposters indorsement is void and has no effect under Art. 3.

d.

This depends on the amount of the check. Different banks have different rules regarding imposter payees.

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