A certificate of deposit is an agreement between a bank and a saver in which the bank guarantees an interest rate and the saver commits to leaving his or her deposit in the account for an agreed-upon period of time. National Trust Savings offers 5-year CDs at 8.25% compounded daily, and Bank of the Future offers 5-year CDs at 8.28% compounded annually. Compute the annual yield for each institution, and determine which is more advantageous for the consumer.

NTS: r = _________%

BF: r=_________%