A client inadvertently forgets to mention that he was declined for a life insurance policy several years ago, due to an iliness from which he had just recovered. The agent submits the application and is surprised to find a question from the underwriter for the client about whether he was afflicted with the disease earlier. Where did the underwriter find out about his earlier application? Select one: a. The Medical information Bureau (MIB) b. The Medical Exam c. The Inspection Report d. The Attending Physician's Statement (APS)