A client was recently underwritten for a life insurance policy. The policy was of "legal form and object" and the client paid their first initial premium; thus the offer and acceptance was also met. The client is a legal adult with a durable power of attorney to manage their affairs due to their medically certified cognitive disability; however, the client decided to purchase life insurance without notifying their power of attorney. Is this a legally enforceable agreement?

A)

No; two elements of a legally enforceable contract is missing.

B)

Yes; at least four out of five elements of a legally enforceable contract are in place.

C)

Yes; all elements of a legally enforceable contract are in place.

D)

No; one element of a legally enforceable contract is missing.