A client's occupation is the most critical factor in determining the type, benefitis and costs of disability insurance coverage. Listed below are a series of statements relating to why y this may be so:

"Own occupation" definition of disabbility is dependent on income

The right to acquire a policy that is guaranteed to be renewable

The degree of risk of disability inherent in some occupations

The minimum waiting period applicable

The amount of critical illness and long$-$term care insurance available

Some occupations may not be insurable.

Which of the above statements are correct?

Select one:

a$.$

They are all correct

b$.$

$2,3,4$&$6$

c$.$

$3,4,5$&$6$

d$.$

$1,2,3$&$4$