A commercial bank has $1,000 in reserves, $9,000 in loans, and $10,000 of deposits. Answer the following questions: (a) If the reserve requirement is 10 percent, what are the bank's reserves? (b) If the Fed raises the reserve requirement to 15 percent, how would this affect the bank's reserves? (c) If the bank complies with the new reserve requirement (15 percent), what are the bank's new total reserves and excess reserves