A commercial property's will generate a potential gross income (PGI) of \\( \\$ 100,000 \\) next year. After that it will increase by \3 annually. Vacancy and collection losses: \10 per year. Operating expenses: \30 of effective gross income (EGI) each year. Capital expenditures: \10 of EGI each year. Total acquisition price for the property was \\( \\$ 800,000 \\). A loan for \80 of the property price tag was taken to finance the purchase. The loan has an interest rate of \8, amortization term of 30 years and fixed monthly payments. What is before-tax cash flow (BTCF) in year 2? Below \\( -3,000 \\) Between \\( -3,000 \\) and \\( -2,000 \\) Between \\( -2,000 \\) and \\( -1,000 \\) Between \\( -1,000 \\) and 0 Between 0 and 1,000 Between 1,000 and 2,000 Above 2,000