A company has net operating income (NOI) of $350,000, annual debt service (principal and interest) of $150,000. Calculate the DSCR. Discuss the significance of DSCR in assessing a company’s ability to meet its debt obligations. Analyze the implications of a high or low DSCR for the company’s financial health and creditworthiness. Consider the impact of DSCR on loan covenants and the company’s ability to secure financing. Discuss the strategic importance of maintaining a healthy DSCR, including managing debt levels, optimizing capital structure, and ensuring sustainable earnings. Explain how DSCR can be used in financial planning, risk management, and investment decision-making. Discuss the role of DSCR in credit analysis and its significance for lenders and investors. Consider the potential actions a company can take to improve its DSCR, such as refinancing debt, improving operating income, and managing expenses.