A company invests $40,000 in a project with the following net cash flows - Year 1:\$3,000 - Year 2: \$8,000 - Year 3: \$14,000 - Year 4:\$19,000 - Year 5: \$22,000 - Year 6: \$28,000 what year does payback occur? Year 6 Year 3 Year 5