A company issues a callable (at par) ten-year, 5% coupon bond with annual coupon payments. The bond can be called at par in one year after release or any time after that on a coupon payment date. On release, it has a price of $1,020 per $1,000 of face value. What is the yield to call of this bond when it is released? 1.94% 2.94% 3.88% 4.74% 6.58%